FREE LOAN eNOTES
ABOUT JFLA
 The
Jewish Free Loan Association is a nonprofit agency offering
assistance to people of all faiths facing financial challenges. For
over 100 years, JFLA has provided a helping hand instead of
a handout to hundreds of thousands of people through interest-free
loans for emergencies, education, developing small businesses,
healthcare and life cycle events. JFLA is a source
for economic justice in the community. The assistance
JFLA provides is unique, providing cash in hand while empowering
borrowers. JFLA loan programs change lives and save lives,
working to fight poverty and promote self-sufficiency.
When Judy came to JFLA for a loan, she had
recently recovered from a debilitating accident that had left
her permanently disabled – a situation she never expected. The
switch from her old salary to receiving disability pay dramatically
changed her life. After moving to an apartment she could
afford on her new fixed income and selling her car to reduce
her expenses, she found herself in need of therapeutic shoes
that cost $1,200.  When
she found JFLA, she was frustrated and fearful that she would
not be able to get the shoes she so desperately needed. The
month after receiving her loan, Judy proudly walked into the
JFLA office to make her first monthly payment.
Do medical bills not covered by insurance make
your heart race? Breathe easier with JFLA’s Emergency
Medical Loan Fund, offering interest-free loans to help Los
Angeles County residents, with or without insurance, pay for
medical expenses. Interest-free loans averaging $1,500
are available for those who are uninsured or underinsured,
are awaiting reimbursements or have to meet a deductible. If
you or someone you know is in need of an Emergency Medical
Loan, please call (323) 761-8830 or visit www.JFLA.org for
more information.
 “I
am writing to thank you so very much for your kindness. I
am truly looking forward to finishing my residency and the
day I am able to contribute to your great organization to
help future students like myself. Thank you for helping
me achieve my dreams.”
The high cost of education these days often
means that young people must put aside their dreams of a degree
in medicine, or assume serious indebtedness as the alternative. The
cost of tuition and living expenses is a burden even for financially
stable middle-class families. JFLA’s Dr. Penrose
Desser & Dr. Bella Schimmel Student Loan Fund provides
interest-free loans for graduate students pursuing degrees
in medicine or nursing. Loans averaging $2,500 per year
are renewable on an annual basis. Loan repayment is $35
per month while enrolled as a full-time student, increasing
to $150 per month upon graduation. Students must
be enrolled full-time and maintain good academic standing
or a GPA above a 2.5. Students must be permanent residents
of Southern California, but can attend nursing or medical
school at any accredited institution around the world. Two
co-signers are required for the loan. If your
family or someone you know needs assistance with medical or
nursing school, please contact Ariella Loewenstein at (323)
761-8830 x109 or Ariella@jfla.org
 The
Silbert-Goldman Women and Children in Crisis Loan Fund
expands JFLA’s existing program by continuing to provide
critical assistance to women and their children who are hurting
and facing a bleak future. Interest-free loans help women
pay for job training, childcare, rent and security deposits,
furniture, transportation and car repairs and other important
steps toward a safe and independent future.
In 2004 JFLA commemorated
100 years of remarkable history…
Now join us as we celebrate the launch of an alluring future.
JFLA: Fast-Track to the
Future
Thursday, June 23, 2005 – 6:30PM
Professional Recognition
Award
Mark Meltzer
25 Years of dedicated leadership as JFLA Executive Director
Honoring
The GENESIS Founding Committee
A new generation of vision & support
Petersen Automotive Museum
6060 Wilshire Boulevard, Los Angeles
Featured Exhibit: Presidents, Popes
and Potentates: Cars of Heads of State (Opening June
18th)
Highlighting JFLA service to
the community as we enter our second century and
featuring works by contemporary artist Michael Kalish (www.michaelkalish.com).
For more information call (323)
761-8830.
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