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FREE LOAN eNOTES
December
2005
EMERGENCY
LOAN FUND
 At
the heart of JFLA lies the Emergency Loan Fund, assisting
with interest-free loans of up to $2,000 for basic needs such
as food, shelter, clothing, car repair and much more.  Since
1904, JFLA has granted hundreds of thousands of interest-free
loans for emergencies to individuals and families of all faiths
in need of assistance. Last year, JFLA expanded this growing
fund to include medical and dental loans for seniors. Currently,
emergency loans comprise 36% of loans distributed throughout
the community. If your family or someone you know is in need
of assistance, please contact (323)761-8830 or info@jfla.org.
IN THE NEWS
 JFLA
has recently partnered with the Jewish Federation and several
other Jewish community agencies to assist children with special
needs as part of a program called Hamercaz. This program is
featured in the December 16, 2005 issue of The Jewish Journal.
Click
here to learn more about this exciting new community resource.
Top Ten Reasons to Make an End-of-Year Donation to JFLA
10. JFLA is a source of economic justice in the community.
9. An interest-free loan can change a life or save a life.
8. Interest-free loans offer cash-in-hand while encouraging dignity.
7. JFLA grants over 1,200 loans per year. In the last few months,
our caseload has increased by 15%.
6. JFLA recycles! As loans are repaid, new loans can be made so each dollar is used again and again.
5. 99% of JFLA loans are repaid. Our default rate is less than half of 1%.
4. JFLA has been around since 1904 – we have a proven track record.
3. Our loans receivable from throughout the community currently total more than $6.2 million.
2. You need a tax write-off anyway.
And the number one reason to contribute to JFLA this year…
1. You can be part of our campaign to make more loans and larger loans, fighting poverty and making dreams come true.
Click here to make a secure donation online
or call (323) 761-8830
or send your contibution to:
JFLA,
6505 Wilshire Boulevard, Suite 715, Los Angeles, CA 90048
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SAVE
THE DATE
Mark your calendars for JFLA’s 102nd Anniversary celebration
to be held Thursday evening, May 18th, 2006.
Details to follow.
THANK YOU JFLA
 “I
heard about your organization and came to you for help. You
were gracious, caring and gentle to me. You have blessed my
heart and you met my need. Thank you so much.”
-Emergency Loan Recipient
ABOUT
JFLA
The Jewish Free Loan Association is a nonprofit agency offering
assistance to people of all faiths facing financial challenges.
For over 100 years, JFLA has provided a helping hand instead
of a handout to hundreds of thousands of people through interest-free
loans for emergencies, education, developing small businesses,
healthcare and life cycle events. JFLA is a source
of economic justice in the community. The assistance
JFLA provides is unique and invaluable, providing cash in
hand while empowering borrowers. JFLA loan programs change
lives and save lives, working to fight poverty and promote
self-sufficiency.
Jewish
Free Loan Association
6505 Wilshire Boulevard, Suite 715
Los Angeles, CA 90048
(323) 761-8830
www.JFLA.org
OR
22622 Vanowen Street, West Hills, CA 91307
(818) 464-3331
Alan
Spiwak, President
Mark M. Meltzer, CEO
Evelyn Schecter, COO
Danielle Walsmith, Director of Communications
JFLA is an agency of the United Way and the Jewish Federation
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