Loan Eligibility

Basic Loan Eligibility

• You can demonstrate a need for a loan, i.e., a letter from your landlord, or a bill.
• You have a social security number.
• You are a resident of Los Angeles, Ventura, and Santa Barbara county.
• You are at least 18 years old.
• You have a state-issued California ID, like a driver’s license.
• You have a steady source of income, or you are a full-time student seeking a student loan.
• You have a guarantor, or guarantors, to secure your loan.

Loans Maximums and Requirements for most personal and emergency loans

Up to 7,500 employed with 1 guarantor

Up to $15,000 employed with 2 guarantors

Special situations

• If you have an ITIN numbers, you may be eligible for a loan. Please contact us at info@jfla.org.
• If you are unemployed due to Covid-19, you may still be able to get a loan. Please contact us at info@jfla.org.
• Santa Barbara residents, who have an ITIN or a social security number, are eligible for personal loans only.You live in LA county or Ventura county and you have an ITIN or social security number.