- You live in LA county or Ventura county and you have an ITIN or social security number.
- Santa Barbara residents with an ITIN or social security number are elibile for Personal Loans only.
- You are at least 18 years old.
- You have a state-issued California ID.
- You have a steady source of income or you are a full time student seeking a student loan.
- You can demonstrate a need for a loan.
- You have one or two guarantors to secure your loan.
- You can supply all the documentation required.
- You have 2 references to qualify for a loan under $3,000.