At the heart of Jewish Free Loan Association is the Housing, General or Emergency Loan Program, providing interest-free loans of up to $10,000 to individuals and families of all faiths in Los Angeles and Ventura counties. These loans assist normally self-supporting individuals with money for rent, moving expenses, security deposits, car repairs, used car purchases as well as medical and dental emergencies. Last year, Jewish Free Loan made over 1.8 million dollars in emergency loans in Los Angeles. Many of those loans were for people facing homelessness or experiencing housing insecurity.

Housing insecurity takes many forms and relief can be for individual, families, students, victims of California fires, foster youth, and veterans for all kinds of things like:

Without a small interest-free loan, some applicants would find themselves homeless, without a car to get to work or unable to receive medical treatment. Jewish Free Loan is usually a last resort, and the only community organization that provides cash-in-hand for unexpected, emergency situations. One guarantor only is required for loans up to $3,500 and two guarantors are necessary for any amount over $3,500.

The mission of Jewish Free Loan Association is to offer interest-free loans on a non-sectarian basis to individuals and families whose needs are urgent and who may not qualify through normal financial channels. Interest-free loans, instead of charity, fill an important gap by promoting self-sufficiency with dignity. Jewish Free Loan Association is a source of economic justice in the community.

See a table of all our loans here.

At Jewish Free Loan, we rely on guarantors instead of collateral to secure your loan. A guarantor is someone who can guarantee to pay back the loan if you do not. A guarantor is at least 25 years old, lives in California and has a credit score of 680 or better. A friend, family member, or employer are examples of a guarantor.