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In response to the COVID-19 crisis, all loans applications are being processed electronically and the client interviews are taking place by Skype or Facetime.
JFLA makes loans, in part, thanks to the generosity of Cedars Sinai, LA City Council District 4 Loan Fund, Supervisors Mark Ridley Thomas and Sheila Kuehl.

Loan Eligibility

For the best user experience, we recommend filling out the application on a computer and using Chrome. We are at info@jfla.org if you need help.

Special Eligibility Situations 2021

  • If you have an ITIN numbers, you may be eligible for a loan. Please contact us at info@jfla.org.
  • If you are unemployed due to Covid-19, you may still be able to get a loan. Please contact us at info@jfla.org.

During the pandemic you can

  • Get up to $1,000 if you are unemployed and have 1 guarantor
  • Get up to $4,000 if you are employed and have 2 references (no guarantors)
  • Get $3,001 to $5,000 if you are employed and have 1 guarantor
  • Get $5001 to $10,000 if you are employed and have 2 guarantors

Please contact us at info@jfla.org in order to speak to a member of our team.

Regular Loan Eligibility

  • You can demonstrate a need for a loan, ie., a letter from your landlord or a bill.
  • Santa Barbara residents with an ITIN or social security number are eligible for personal loans only.
  • You are a US citizen with a social security number.
  • You are a resident of Los Angeles county or Ventura county.
  • You are at least 18 years old.
  • You have a state-issued California ID, like a driver’s license.
  • You have a steady source of income or you are a full-time student seeking a student loan.
  • You have one or two guarantors to secure your loan.
Loans Made
New Loans a Year