The office is closed due to Passover on April 23 and 24 so applications won't be reviewed until later in the week. Apologies for any inconvenience.
Loan Eligibility
Basic Loan Eligibility
*Check each loan type for its specific requirements
- Applicants must be at least 18 years of age and have a current CA issued ID (i.e. driver's license) and Social Security number.
- Applicants must have a CA issued ID or driver's license showing permanent residency in Los Angeles, Ventura or Santa Barbara County
- Applicants must demonstrate a need for a loan, i.e. a letter from our landlord, a bill or an estimate
- Documentation provided must have a consistent mailing address
- Applicants must have a steady source of income, or are a full-time student, to show the ability to repay the loan. Loans are paid back within 36 months and payments begin 30-45 days after receiving funding. (A few of our loan funds have shorter or longer repayment rates, please check the loan description for more information.)
- Applicants cannot be a current Borrower or Guarantor on a JFLA loan
- Applicants must have at least one qualified guarantor to secure a loan.
- Please note, married couples are considered as one applicant or one guarantor
- Loans Maximums and Requirements for most personal and emergency loans:
Up to 7,500 employed with 1 guarantor
Up to $12,000 employed with 2 guarantors