Is JFLA accredited?
Who can borrow from JFLA?
Does JFLA report to credit bureaus?
How do i repay my loan?
What type of loans are not allowed?
What does the “Free” in Free Loans mean?
What is a guarantor?
Guarantors, instead of fees, gives JFLA the assurance of re-payment. A guarantor is a person who agrees to pay back the loan if you are unable to.
A guarantor is at least 25 years old, a resident of the US, has a steady income and has a credit score of 620+.
A guarantor cannot be a current borrower or guarantor on an active JFLA loan
A guarantor will need to provide a current state issued ID, proof of current income and credit will be run
If married, the spouse of the guarantor will need to sign all legal loan documents and provide a current state issued ID and proof of income
We thank all guarantors for assisting JFLA in the power of offering Interest free lending
What kind of housing loans do you offer?
What identification do I need?
What is the most I can borrow?
How often do I repay my loan?
What is the loan process?
What if I need help or have a question?
Can I renew a loan?
Do I have to come in to sign loan documents?
What are the loan terms?
How are interviews conducted?
What does Zero Interest mean?
Some helpful terms
The “Jewish” in Jewish Free Loan refers to a foundational idea in the bible that the charging of interest on a loan to a person in need, is not in his or her best interest and is therefore, prohibited. JFLA applies the wisdom of that idea to all its clients, regardless of their religion, ethnicity, race, ability, gender, etc.
Keep more of your own money by working with an interest-free non-profit lender like JFLA.
Please be prepared to demonstrate your need for a loan with a bill, a receipt, or other document.
Opportunity to borrow, without going further into debt by having to pay high interest fees, is what JFLA offers.
JFLA is as a unique nonprofit, offering cash in hand to people who cannot get a traditional loan.
Apply, donate, and find answers to your questions on the JFLA website, jfla.org
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