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In response to the COVID-19 crisis, all loans applications are being processed electronically and the client interviews are taking place by Skype or Facetime.
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JFLA makes loans, in part, thanks to the generosity of Cedars Sinai, LA City Council District 4 Loan Fund, Supervisors Mark Ridley Thomas and Sheila Kuehl.
Recipient family of an interest-free non-profit loan brushing their teeth and enjoying simple moments

In Need Of An Emergency Loan?

  • JFLA is a Nonprofit Providing Loans With No Interest And No Fees

  • Short term loans to put towards any emergency bills

  • We’re a non-profit organization that helps people of all races and religions by offering interest free personal and business loans with no collateral

As a nonprofit, our loan process is simple: You borrow money and pay back exactly the same amount.

Emergency online loan guide for those with bad credit

Many credit cards will charge you up to 30% in interest. And Payday loans are much, much worse. Want to see how much you are really paying? And how you can pay zero interest?

Read about interest rates

What a year it’s been!

Now Serving Santa Barbara!

See the loans offered

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>$80M
Loaned
>28,300
Loans Made
~1,000
New Loans a Year