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In response to the COVID-19 crisis, all loans applications are being processed electronically and the client interviews are taking place by Skype or Facetime.
JFLA makes loans, in part, thanks to the generosity of Cedars Sinai, LA City Council District 4 Loan Fund, Supervisors Mark Ridley Thomas and Sheila Kuehl.
Recipient family of an interest-free non-profit loan brushing their teeth and enjoying simple moments

In Need Of An Emergency Loan?

  • JFLA is a Nonprofit Providing Loans With No Interest And No Fees

  • Short term loans to put towards any emergency bills

  • We’re a non-profit organization that helps people of all races and religions by offering interest free personal and business loans with no collateral

As a nonprofit, our loan process is simple: You borrow money and pay back exactly the same amount.

Emergency online loan guide for those with bad credit

Many credit cards will charge you up to 30% in interest. And Payday loans are much, much worse. Want to see how much you are really paying? And how you can pay zero interest?

Read about interest rates

What a year it’s been!

Now Serving Santa Barbara!

See the loans offered

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Loans Made
New Loans a Year