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In response to the COVID-19 crisis, all loans applications are being processed electronically and the client interviews are taking place by Skype or Facetime.
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JFLA makes loans, in part, thanks to the generosity of Cedars Sinai, LA City Council District 4 Loan Fund, Supervisors Mark Ridley Thomas and Sheila Kuehl.
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Looking for a loan? We’re a nonprofit providing loans with no interest and no fees.

As a nonprofit, our loan process is simple: You borrow money and pay back exactly the same amount.

Many credit cards will charge you up to 30% in interest. And Payday loans are much, much worse. Want to see how much you are really paying? And how you can pay zero interest?

Read about interest rates

What a year it’s been!

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>$80M
Loaned
>28,300
Loans Made
~1,000
New Loans a Year