Temporary easy borrowing options from JFLA in 2021
In response to the Covid-19 pandemic, JFLA introduced a new loan called a reference-only loan to make it easier for people to qualify for some emergency loans. With a reference-only loan, you don’t need a guarantor but just the name and contact information of someone who confirms that they know you. If you are
- Employed + 2 references, you can get up to $4,000.
Also in response to the Covid-19 pandemic, JFLA introduced the possibility of getting a loan without having a steady source or income or being employed. If you are
- Unemployed + 1 guarantor, you can get up $1,000. A guarantor is someone who agrees to pay back your loan if you don’t.
JFLA Regular borrowing requirements
| Loan Programs Available | Max $ with no guarantors | Max $ with 1 guarantor | Max $ with 2 guarantors | |
|---|---|---|---|---|
| Children with Special Needs | $4,000 | $7,500 | $15,000 | |
| Coronavirus | $4,000 | $7,500 | $15,000 | |
| Emergency or General | $4,000 | $7,500 | $15,000 | |
| Homeless Student | $5,000 | n/a | n/a | |
| Housing Stability | $4,000 | $7,500 | $15,000 | |
| In Home Healthcare | $4,000 | $7,500 | $15,000 | |
| In Vitro Fertilization | 0 | $5,000 | $20,000 | |
| Israel GAP Year Experience | 0 | $3,500 | $7,500 | |
| Jewish Life Cycle | $4,000 | $7,500 | $15,000 | |
| Jewish Non-Profit Agency | 0 | 0 | $50,000 | |
| Living with Alzheimer’s or Dementia | $4,000 | $7,500 | $15,000 | |
| Medical & Dental | $3,000 | $7,500 | $15,000 | |
| Small Business | $7,500 | $10,000 | $36,000 | |
| Student Loans | 0 | $7,500 | ||
| Summer Camp | $5,000 | n/a | n/a | |
| US Veterans | $3,000 | $7,500 | $15,000 | |
| Victims of Domestic Violence | $3,000 | $7,500 | $15,000 |