Go to Content
This site is best viewed with javascript turned on.
This site uses features not supported by Internet Explorer.
In response to the COVID-19 crisis, all loans applications are being processed electronically and the client interviews are taking place by Skype or Facetime.
JFLA makes loans, in part, thanks to the generosity of Cedars Sinai, LA City Council District 4 Loan Fund, Supervisors Mark Ridley Thomas and Sheila Kuehl.

Small Business Eligibility

For the best user experience, we recommend filling out the application on a computer and using Chrome. We are at info@jfla.org if you need help.

Small business loans are available for start-ups, expansions, renovations, employee salaries, and more.

You can get

$5,000 (Credit Score 580+ with no guarantors)

$10,000 (Credit Score 580+ with 1 guarantor)

$20,000 (Credit Score 580+ with 2 guarantors)

$36,000 (Maximum available with 2 guarantors)


  • You are a permanent resident of Los Angeles or Ventura county.
  • You have credit scores of 580 or better, can demonstrate need, and have the ability to repay the loan.
  • Your guarantors, if needed, have good credit and steady income.
  • You submit all documents electronically to JFLA before your virtual interview.
  • You understand that a loan application is not automatically approved and is subject to review by the JFLA Loan Committee.
  • non-profit organizations are not eligible.

For more information about our loan programs, contact info@jfla.org.

Loans Made
New Loans a Year