Small Business Eligibility

Small business loans are available for start-ups, expansions, renovations, employee salaries, and more.

You can get

Up to $7,500 with 1 qualified guarantors

Up to $12,000 with 2 qualified guarantors


  • You are a permanent resident of Los Angeles or Ventura county.
  • You must have credit score of 580-680 in order to qualify for a business loan.  Loan request over $10,000 require a credit score of 680 or above
  • Your guarantors have good credit and steady income.
  • You submit all documents electronically to JFLA before your virtual interview.
  • You understand that a loan application is not automatically approved and is subject to review by the JFLA Loan Committee.
  • non-profit organizations are not eligible.

For more information about our loan programs, contact

JFLA Assistant