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JFLA makes loans, in part, thanks to the generosity of Cedars Sinai, LA City Council District 4 Loan Fund, Supervisor Sheila Kuehl.

Jewish Free Loan Process

Learn about our loan process step by step in order to be efficient.


In response to the COVID-19 crisis, all loans applications are being processed electronically and the client interviews are taking place by Skype or Facetime.

To start your application, click APPLY NOW.

Here are the 5 steps to a Jewish Free Loan.

Step 1: Fill out a pre-loan application.

Applicants must be permanent residents of Los Angeles or Ventura county.

Step 2: Meet with a member of our team.

There will be a brief virtual interview, and you will complete some electronic paperwork.

Step 3: Have your guarantor(s) complete and sign the forms.

A member of our team will guide you. Once your guarantors have completed and signed the forms, please upload or email all documents to JFLA. Allow 7-10 days for processing.

Step 4: Wait for notification.

A member of our team will let you know the status of your loan. Your loan check will be issued to you by direct deposit.

Step 5: Begin making monthly payments.

Begin making payments 30-45 days after your loan check is received.

At Jewish Free Loan, we rely on guarantors instead of collateral to secure your loan. A guarantor is someone who can guarantee to pay back the loan if you do not. A guarantor is at least 25 years old, lives in California and has a credit score of 680 or better. A friend, family member, or employer are examples of a guarantor.

Loans Made
New Loans a Year