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In response to the COVID-19 crisis, all loans applications are being processed electronically and the client interviews are taking place by Skype or Facetime.
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JFLA makes loans, in part, thanks to the generosity of Cedars Sinai, LA City Council District 4 Loan Fund, Supervisors Mark Ridley Thomas and Sheila Kuehl.

What Is a Guarantor?

Find out how a guarantor can help you secure a JFLA Interest Free loan.

A guarantor is a person who agrees to pay back the loan if you do not such as a friend, family member, a neighbor or co-worker.

We are a charity and we are not making any profit on your loan. We want to help you.

Guarantors give us the assurance that you will pay back your loan. A guarantor is at least 25 years old, is (usually) a California resident and has a credit score of 680 or better. We will need some documentation from your guarantor.

>$80M
Loaned
>28,300
Loans Made
~1,000
New Loans a Year