iconChildren with Disabilities

child with developmental disability eating

Loans for the expenses related to caring for a child with disabilities, up to $12,000.



You can use a Children with Disabilities loan for things like:

  • Behavioral supports
  • Diagnostic expenses
  • Durable medical equipment needs
  • Educational reimbursement waiting periods
  • Funding to purchase specialized vehicles
  • Home improvement expenses
  • Shadows or inclusion specialists
Number of GuarantorsMaximum Loan Amount

All borrowers must have at least one qualified guarantor.


  • Applicants must be at least 18 years of age and have a current CA issued ID and Social Security number.
  • ⁠Applicants must have a CA issued ID or driver's license showing permanent residency in Los Angeles, Ventura or Santa Barbara County
  • Applicants must demonstrate a need 
  • Documentation provided must have a consistent mailing address
  • ⁠Applicants must show ability to repay the loan. Loans are paid back within 36 months and payments begin 30-45 days after receiving funding. (A few of our loan funds have shorter or longer repayment rates, please check the loan description for more information.)
  • Guarantor requirements are listed in the table above
  • Applicants cannot be a current Borrower or Guarantor on a JFLA loan
  • Please note, married couples are considered as one applicant or one guarantor

JFLA offers interest-free loans for expenses related to caring for a child with physical or developmental disabilities.

JFLA Assistant