Teacher in a classroom setting



You can use a Teachers loan for things like:

  • Student Loan Debt Refinancing for the Teacher
Number of GuarantorsMaximum Loan Amount

All borrowers must have at least one qualified guarantor.

Applicants must be full-time, employed teachers, having taught for at least one year.


  • Applicants must be at least 18 years of age and have a current CA issued ID and Social Security number.
  • ⁠Applicants must have a CA issued ID or driver's license showing permanent residency in Los Angeles, Ventura or Santa Barbara County
  • Applicants must demonstrate a need 
  • Documentation provided must have a consistent mailing address
  • ⁠Applicants must show ability to repay the loan. Loans are paid back within 36 months and payments begin 30-45 days after receiving funding. (A few of our loan funds have shorter or longer repayment rates, please check the loan description for more information.)
  • Guarantor requirements are listed in the table above
  • Applicants cannot be a current Borrower or Guarantor on a JFLA loan
  • Please note, married couples are considered as one applicant or one guarantor

JFLA supports K - 12 grade teachers in our community and is thrilled to offer zero interest, zero fee loans from the Horvitz Teachers' Loan Fund for a wide range of uses, including costs associated with their classrooms like supplies and learning materials, and even with most personal/emergency expenses like car repairs, rent, moving expenses and student loan or other debt consolidation.

At Jewish Free Loan, we rely on guarantors instead of collateral to secure your loan. A guarantor is someone who can guarantee to pay back the loan if you do not. A guarantor is at least 25 years old and has strong credit. A friend, family member, or employer are examples of a guarantor.

JFLA Assistant