Application submissions are now open and will be reviewed beginning on April 1. Applications will be reviewed on a first come first serve. Apply now while funds last..

Two guarantors are required. If you would like to re-apply for another student loan, please email 

Please do not use the online application.

Please note: Applications should be completed by the student - 

 Only complete applications will be considered so get yours in now to be reviewed.

If you are not yet 18 years old, please contact JFLA directly at 

JFLA’s Education Loan program does not fall under the federal student loan forgiveness program. President Biden’s loan forgiveness only applies to federal government loans. JFLA is a non-profit and is not a federal government loan provider.

Loans for full-time, post-secondary education, up to $10,000.

Graduate/Undergraduate Loan Limits

Graduate/Undergraduate Loans

Empowering Nurses and Medical Students Through Education

As a nurse dedicated to providing the best care, you may be
considering furthering your education to advance your career or specialize in a new area of healthcare. However, the cost of additional certifications,
advanced degrees, or specialized training can be a significant financial
burden. JFLA offers zero-interest, zero-fee student loans specifically to help
nursing and medical students like you invest in your professional development without the stress of high-interest debt.

JFLA is a non-profit organization that assists people of all
races and religions by offering zero-interest, zero-fee loans to those in need.

Loan Details for Nursing and Medical Students

 JFLA’s student loans are not forgivable in any federal loan forgiveness program.

By alleviating the financial barriers to further education, JFLA enables you to focus on what matters most—enhancing your skills and providing exceptional care to your patients.

How Can JFLA Offer Zero-Interest, Zero-Fee Loans?

Zero-interest, zero-fee loans fill an important gap in our
social system by promoting self-sufficiency and financial independence with
dignity. JFLA isn't a bank—we're a non-profit that's been helping those in need for nearly 120 years. Our loans have no fees and offer manageable repayment options to keep your monthly budget on track.

Build your healthcare career on a solid foundation. JFLA's zero interest student loans support nursing and medical students with up to $10,000 per year.

Nursing Training

Student Loans for Nursing and Medical Students Limits

Nursing/Medical Loans

JFLA Zero-Interest Vocational School and Community College Education Loan Program

At JFLA, we believe education should be accessible to everyone, which is why we offer zero-interest, zero-fee loans to students pursuing degrees, diplomas, or certificates at Vocational Schools, Trade Schools, Community Colleges, Junior Colleges, or Extension Schools.

Eligible students must be enrolled part-time or full-time in an accredited program or trade organization. Applicants can receive up to $5,000 with one qualified guarantor or up to $10,000 with two qualified guarantors, and guarantors do not need to be parents, they can be any qualified individual.

Whether you're starting your educational journey, building new skills, or training for a career, our loans are designed to support your success without the financial burden of high interest student loans.

Trade School Loans FAQs

Build marketable skills without high-interest debt. JFLA supports vocational and trade students with zero interest education loans up to $10,000. Apply today.

We're here for you!

Graduate/Undergraduate Loans

Nursing/Medical Loans

Vocational/Trade Loans

JFLA Assistant